Richardson Motorcycle Accident Attorney — motorcycle accident information
Richardson Motorcycle Accident Attorney — motorcycle accident information

Richardson Motorcycle Accident Attorney

By the MotoWreck Help Editorial Team  ·  Last reviewed: April 2026

If you went down in Richardson, you need an attorney who actually gets motorcycle crashes — not someone who'll treat your claim like a fender bender. Insurance adjusters know riders are usually in pain and not thinking clearly after a wreck. They count on that to push through lowball offers. A Richardson motorcycle accident attorney can fight that bias, organize your medical records, handle every call from the insurance company, and negotiate what your case is actually worth. Texas gives you two years from the crash date to file a lawsuit. That sounds like a long time until you're six months in and dealing with medical bills and a bike that's totaled. Get a lawyer within weeks, not months.

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What a Richardson motorcycle crash attorney actually does

After a motorcycle crash, you're facing medical bills, a busted bike, and an insurance company that wants to close your case fast. That's where a good attorney comes in.

A motorcycle accident lawyer handles the stuff that's actually hard: getting your medical records together so the insurance company can't ignore your injuries, talking to witnesses who saw what happened, and negotiating with the adjuster. That last part matters more than most riders realize. Insurance adjusters have scripts. They'll tell you your injury is "pre-existing" or your bike damage is "wear and tear" because they say it to everyone. They're betting you won't push back.

Your attorney pushes back. They know what comparable cases settle for in Texas, they understand why a motorcycle crash causes different injuries than a car wreck (your body takes the road, not an airbag), and they won't let the adjuster rush you into signing away your rights.

Contingency fees mean you don't pay anything upfront. The lawyer gets a percentage of what you win—usually 25-40% depending on whether it settles before trial or goes to court. If you don't get paid, neither do they. That's the industry standard for motorcycle accident cases.

Why motorcycle injuries hit different

A car crash has metal between you and the road. A motorcycle crash? You don't.

Road rash is the first thing most riders think about—that raw scrape when you slide across asphalt. But it goes deeper. Broken collarbones are incredibly common in motorcycle wrecks, especially lowsides where your shoulder takes the impact. According to [IIHS motorcycle safety research](https://www.iihs.org/), riders experience different injury patterns than vehicle occupants, with extremity fractures being significantly more common. Road rash that looks minor at first can get infected, scar badly, and take months to heal. Some riders end up needing skin grafts. Insurance adjusters don't always account for that.

Bone breaks are another thing. Femur fractures from high-speed impacts, compression fractures in the spine, wrist breaks from instinctively throwing your hands out—these injuries take time. Physical therapy might be 3-6 months or longer. That means you can't work, you're spending money on co-pays and specialists, and you're dealing with pain that insurance companies sometimes downplay.

The legal piece: your attorney needs to make sure every injury gets documented. That means getting copies of your ER report, your surgeon's notes, your PT invoices, and imaging. Insurance companies will try to discount injuries they can't see in photos. Your lawyer makes sure the medical record tells the whole story.

In the Richardson area, UT Southwestern and Parkland both handle serious motorcycle injuries. Make sure your medical records are detailed—that becomes your evidence later.

Insurance and liability in a Richardson motorcycle crash

Texas uses comparative negligence. That's a specific legal rule that affects what you can recover.

Here's what it means: even if you're partially at fault, you can still win a settlement. But your recovery gets reduced by your percentage of fault. So if you're 20% at fault and your damages are $100,000, you'd recover $80,000. If you're 51% or more at fault, you recover nothing.

Insurance adjusters use this rule aggressively. They'll suggest you were speeding, or you didn't brake in time, or you changed lanes without looking—anything to bump your percentage up. According to [NHTSA crash data](https://www.nhtsa.gov/), many motorcycle accident claims get contested on liability grounds. That's where documentation and attorney experience matter. Your lawyer can counter those claims with scene evidence, witness statements, and expert analysis.

Don't give statements to the other driver's insurance company without your attorney there. Adjusters are trained to ask questions that seem innocent but can be used against you. Even saying "I didn't see him" can become "the plaintiff admits to not maintaining a proper lookout," which kills your case.

Your own insurance might also be involved. Some riders have uninsured/underinsured motorist coverage, which protects you if the other driver has no insurance or insufficient insurance. That coverage could mean the difference between a livable settlement and bankruptcy from medical debt. Your attorney will review your policy and make sure you're claiming every dollar you're entitled to.

Getting evidence while it still exists

The first hours and days after a crash are critical. Evidence disappears.

If you can, get photos of the crash scene while you're at the hospital. Ask a friend or family member to go back and photograph the intersection, your bike's final position, the other vehicle's damage, skid marks, and street conditions. Those photos are gold. Once the city cleans up or the vehicles are towed, that evidence is gone.

Get the other driver's information: name, phone, address, insurance company, policy number, driver's license number. Get names and numbers of any witnesses. If the police responded, get the report number. The Richardson Police Department files crash reports that your attorney can request—those reports include the officer's observations, which carry weight in settlement negotiations.

Medical records need to start immediately. Even if you think the injury is minor, go to the ER or an urgent care. Get the injury documented. Insurance adjusters treat documented injuries seriously; they dismiss injuries that weren't reported on the first day.

Preserve your gear too. Road rash on your jacket or helmet can show how hard the impact was. Insurance companies use that visual evidence to assess injury severity.

Don't delete texts, emails, or social media posts from the crash date. Insurance companies search social media looking for contradictions. If you posted that you were fine but then filed a claim for serious injuries, that's a problem. Instead, say nothing publicly and let your attorney handle all communication.

Choosing a Richardson motorcycle accident attorney

Not all personal injury attorneys are the same. A lawyer who handles car accidents might not understand motorcycle wrecks. Ask specific questions:

Have you handled motorcycle accidents before? You want someone who knows the difference between road rash and lacerations, who understands highsides and lowsides, and who can talk intelligently to a jury about why a bike crash is different.

What's your settlement average? Experienced attorneys know what cases typically settle for. If a lawyer is vague about numbers, that's a red flag.

Will you communicate with me? You're the client. You should hear from your attorney regularly, not get radio silence for months. Set expectations early.

What's your fee structure? Standard is 25-40% contingency. If someone's asking for 50% or claiming they "don't do contingency," keep looking.

How long do your cases usually take? Most motorcycle settlements take 6-18 months. If a lawyer promises to resolve your case in 30 days, they're either lying or planning to lowball you.

Don't pick an attorney because of a billboard or a late-night ad. Pick someone who's handled cases like yours, who talks straight with you, and who isn't pressuring you to sign anything today. If a lawyer's pushing for an immediate decision, that's a sign they're more interested in fees than your case.

A free consultation is standard. Use it to ask questions and get a feel for how the attorney works. You need someone who listens, not someone who's already decided your case before you've finished talking.

Frequently asked questions

How long do I have to file a motorcycle accident lawsuit in Texas?

Texas gives you two years from the crash date to file a lawsuit. That's the statute of limitations. Don't wait until month 23 to call a lawyer. Insurance settlements can take 6-18 months, so you want your attorney working on your case immediately. Missing the deadline means you lose the right to sue, and the insurance company knows it.

Will I have to go to trial, or do most motorcycle cases settle?

About 90% of motorcycle accident cases settle before trial. Settlement is usually faster and cheaper than going to court. Your attorney can push the insurance company to offer fair value, and most of the time they will. If they won't budge, then you have the option to take it to trial. But you should know upfront: your lawyer will recommend trial only if the settlement offer is genuinely unfair.

Does my own insurance cover me even if the crash wasn't my fault?

It depends on your policy. Some policies have uninsured/underinsured motorist coverage, which protects you if the other driver has no insurance or insufficient insurance. Some policies have medical payments coverage, which pays your medical bills regardless of fault. Your attorney will review your policy and make sure you're claiming every dollar you're entitled to from your own insurance.

What if I wasn't wearing a full helmet—does that kill my case?

No, but it complicates it. Texas is a comparative negligence state, not a helmet-mandatory state. Adjusters will try to argue that you contributed to your head injuries by not wearing a helmet. Your attorney has to counter that with medical evidence and expert testimony. It's harder to win with helmet non-compliance, but it's not impossible. Just be honest with your attorney about it early on.

How much does hiring a Richardson motorcycle accident attorney cost?

Standard practice is contingency fees: 25-40% of what you win. You pay nothing upfront. If you don't win, your attorney doesn't get paid. That's the only fee structure you should accept. If someone wants upfront money or demands 50%+, find a different attorney.

What's the difference between a settlement and a jury verdict?

A settlement is an agreement with the insurance company to pay you a specific amount without going to court. It's usually faster and more predictable. A jury verdict is the outcome if you take the case to trial. Verdicts can be higher or lower than settlements—juries are unpredictable. Your attorney will advise you on whether to accept an offer or push for trial based on the evidence and how the case is valued.

MotoWreck Help is an informational resource about motorcycle accident claims. We are not a law firm and do not provide legal advice. Information on this site is for general educational purposes only. If you have been injured in a motorcycle accident, consult a licensed attorney in your state. No attorney-client relationship is created by using this site.

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